Personal Insurance Solutions for Texas Families
Life is always changing—from first apartments to growing families and new drivers. At Broken Spoke Insurance, we help you keep pace with every stage, protecting what matters most through personalized, affordable insurance solutions. As your trusted Texas agent, we shop dozens of carriers for the best rates, tailor every policy to your needs, and review your coverage regularly—so you’re never under- or over-insured.
Real Stories, Real Peace of Mind
Personal Insurance Coverages
Protect your cars, trucks, and new drivers from the unexpected—accidents, hail, theft, and more.
Coverage for houses, condos, and property from fire, storms, break-ins, and liability claims.
Coverage for motorcycles, RVs, ATVs, and more—whether you’re on the road or on the trails.
Extra liability protection for life’s curveballs—peace of mind for your family’s future.
Why Choose Broken Spoke for Personal Insurance?
Truly Independent
We shop dozens of carriers for your best rate, every year
Local Texas Experts
We know the unique risks facing Texas families—hail, tornadoes, and more
All-in-One Service
Bundle home, auto, and more for discounts and simplicity
Life-Stage Guidance
From new drivers to retirees, we keep your coverage updated as life changes
Five-Star Reputation
Hundreds of families trust us for honest advice, fast service, and annual savings reviews
Common Questions, Answered
What personal insurance does Broken Spoke offer?
Auto, home, motorcycle, RV, off-road, and personal umbrella—plus guidance on specialty needs.
Do I need an umbrella policy?
If you want extra protection beyond standard liability, umbrella is a smart, affordable addition. We’ll advise if it fits your risk.
Can I bundle policies for savings?
Yes! Bundling auto and home often saves up to 20% and makes life simpler.
How often should I review my coverage?
At least every renewal—or whenever you move, buy a new car, add a driver, or hit a big life change.
Why use an independent agent?
We compare multiple companies to get you the best value—not just one brand’s option.
Protect What Matters—With Personal Service
One agency. All your policies. Expert advice, ongoing reviews, and real savings—get started with a custom quote or coverage review today.